*Approval Odds are not a guarantee of approval. Silver Lending determines Approval Odds by comparing your credit profile to other Silver Lending members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

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**Based on aggregate member personal loan origination data from July 2023 to December 2023. Estimated average interest rates for members who found personal loans through Silver Lending were compared with estimated average interest rates for members who found personal loans with Silver Lending personal loan partners elsewhere. Those members who found personal loans through Silver Lending had estimated interest rates that were over 22% lower on average than those who found personal loans outside Silver Lending.

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ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Silver Lending personal loan marketplace from third party advertisers from which Silver Lending receives compensation. The offers you see on this page have rates that range from 5.4% APR to 35.99% APR with terms from 12 months to 7 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Silver Lending. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender’s terms and conditions for additional details. All loan offers on Silver Lending require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.4% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,712 to $28,492.